Zero Custody
The bank fulfils its CIP duty without ever holding raw PII. Verification artefacts encrypt to Africa-region servers under VEDDA's chain of custody — not yours.
A standardised, infrastructure-backed verification framework for the institutions that cannot afford to be wrong about identity. Satellite-connected. Solar-powered. AI-adjudicated. Delivered to regulated service providers across Kenya, Nigeria, Ghana, South Africa, and Côte d'Ivoire — and to their Diaspora desks in the US, UK, and EU. More African countries planned.
Trusted infrastructure
Three pillars
The bank fulfils its CIP duty without ever holding raw PII. Verification artefacts encrypt to Africa-region servers under VEDDA's chain of custody — not yours.
Every analyst desk runs on satellite uplink + industrial solar with lithium reserve. Verifications continue at full fidelity through grid failures, ISP brown-outs, and election windows.
PIV and CIV certificates land tamper-proof. Biometric liveness, geolocation-stamped signature, registry cross-check, analyst adjudication. One report, trusted everywhere.
By the numbers
vs. Nairobi-only verification under manual CIP
vs. days-to-weeks on physical document collection
vs. local power and ISP dependency
vs. full custody and breach liability under manual CIP
The bottleneck
Approximately 70% of Kenya National IDs lack retrievable biometric data. Compliance officers fill the gap with paperwork — and the institution carries the cost.
Diaspora and corporate accounts take days to weeks. Every new account triggers a fresh paperwork cycle — even for existing members.
Skilled compliance officers spend the day on data entry instead of risk adjudication. Manual error invites Data Protection Act and AML/CFT fines.
Photocopies in inboxes. Wet-ink signatures no analyst can verify. The bank holds the PII custody — and the breach risk that comes with it.
Operational sequence
A digital "pull" replaces document collection. The institution requests the fact; VEDDA delivers the certificate.
The artefact
A representative PIV certificate as it arrives at the institution — tamper-proof, geolocation-stamped, cross-checked against the issuing registry, signed by the Regional Desk Chief.
Request a real sample →Ukweli kabla ya hati.
Truth before paperwork.
VEDDA is a discipline as much as a platform. Three commitments govern every certificate that leaves the network — without exception, without override, without local discretion.
Nothing in custody we cannot release. Raw PII never persists in your systems or VEDDA's beyond verification.
Synthetic Shield filters deepfakes and template fraud before adjudication. No silent passes.
Every certificate is reproducible from the audit hash. Regulators can re-walk the chain to source.
The Elevator model
PIV · Personal Identity Verification
3D biometric liveness, geolocation-stamped e-signature, registry cross-check, analyst adjudication. Delivered as a tamper-proof PIV certificate.
CIV · Corporate Identity Verification
CR12, incorporation, KRA standing, and director PIVs in one report — no insecure email, no raw-PII custody. Audit-ready fact.
PEDD · Personal Enhanced Due Diligence
Beyond identity. PEP screening, sanctions lists, adverse media, and source-of-wealth verification for high-value or politically exposed subjects.
CEDD · Corporate Enhanced Due Diligence
Beyond incorporation. Ultimate beneficial owner mapping, director-level adverse media, sanctions screening, and operating-history verification.
Market channels
Commercial banks digitising onboarding for retail, SME, and corporate accounts. Annual subscriptions and per-branch seats.
Member-owned societies serving 47-county membership with KRA-cross-checked PIV — no in-branch paper.
US, UK, and EU wealth managers onboarding Kenyan-passport applicants without insecure email.
CR12, beneficial-owner due diligence, and director PIV in one CIV report. Built for institutional trust desks.
Qualified business need
VEDDA® is for Regulated Service Providers everywhere who have a legitimate need to verify Residents and Entities across the corridor. Access is granted on qualified business need only.
AML · KYC · KYB
Financial institutions, fintechs, and regulated entities verify individuals and businesses to prevent money laundering and terrorist financing.
Confirm the legitimacy of a new corporate partner — including Beneficial Owners — to prevent procurement fraud and protect supply chain integrity.
CIP
Verify identity before granting credit, creating accounts, or issuing financial products under the Customer Identification Program.
Protect against synthetic identity fraud, account takeovers, and unauthorised access to digital platforms.
Verify authorised signatories and company officers before transferring large sums or releasing sensitive assets.
Verify identity to ensure compliance with laws governing the sale of age-restricted goods or services.
Verify the background and credentials of new employees, particularly for sensitive positions.
Authenticate users requesting digital certificates or secure digital signatures.
The network behind the certificate
Every resident analyst desk operates on satellite uplink + industrial solar with lithium reserve. Verifications continue through grid failures, ISP brown-outs, and election windows — the moments due diligence matters most.
Roadmap
Four phases, mapped to the regulated calendar. Each phase ships a standard institutions can subscribe to.
Resident analyst desks online across Kenya, Nigeria, Ghana, South Africa, and Côte d'Ivoire. Tier-1 bank pilots and SACCO onboarding underway, with depth across Kenya's 47 counties.
Remote PIV for Kenyan-passport applicants in the US, UK, and EU. Wealth-manager onboarding.
Standard extends across additional African corridors — ECOWAS and SADC member states with regional registry integrations beyond the founding five.
Per-institution archive of every certificate, retrievable for regulator review and AML/CFT defence.
Leadership · Three entities
Three legal entities across the US, UK, and Kenya — adjudicating institutional accounts under one platform standard.
274 Liborio Dr. · Middletown, DE 19709 · USA
23 Astley Crescent, Scotter · Gainsborough, England DN21 3SH
P.O. Box 1229–50200 · Bungoma · Kenya
Common questions
Yes — you remain the data controller; VEDDA is the processor of the verification artefacts. The bank fulfils its CIP obligations under the Kenya Data Protection Act without holding raw PII custody.
PIV is designed for Diaspora corridors. Subjects in the US, UK, and EU complete biometric liveness and electronic signature remotely — geolocation-stamped and adjudicated against issuing-country registries where available.
Annual subscription for unlimited institutional reports, branch seats per operational location, and standardised per-event pricing for PIV and CIV. Talk to us for an institutional quote.
Synthetic Shield flags the artefact and routes to a senior analyst. If genuine fraud is suspected, the institution receives an adverse certificate — no false positives are silently passed.
Encrypted, on Africa-region servers, fulfilling the residency mandates of the Kenya Data Protection Act. Institutions receive only the certificate; the raw artefacts remain under VEDDA's chain of custody.
Onboard the VEDDA® Standard
Annual subscriptions, branch seats, and standardised PIV / CIV pricing for Regulated Service Providers across Kenya, Nigeria, Ghana, South Africa, and Côte d'Ivoire.
Invitation only · Qualified business need
Interested Regulated Service Providers — request an invitation below. Access is granted on qualified business need only; a VEDDA team member will follow up directly.